Health Insurance

Private Medical Insurance

With the increasing burden placed on the NHS, insuring your health has become an important part of business protection. If you, or one of your employees, were to fall ill and needed time off work, there are different insurance policies available to help:

 

•    Private Medical Insurance (PMI) – gives you faster access to treatment in a comfortable private medical setting

(includes overnight stays and post-op recovery). The faster you are seen for treatment, the quicker your recovery, and

the less impact this will have on your business – the same goes for your employees too. Often provided as an employee

benefit, Group PMI can be used as an incentive as part of an employee’s benefits package.

 

•    Critical Illness – pays out a lump sum when someone is diagnosed with a serious life-threatening condition, such as cancer, a heart attack or stroke. If you’re not sure when you will return to work, you can use this money to pay your mortgage and household bills. Again, this can be included as part of your employees’ benefit package, but at the very least, we recommend business owners and director-shareholders consider this type of policy as part of their protection strategy.

We get to know your business to fully understand all of the possible risks and threats that have the potential to undermine your business. 

We put the necessary protection and procedures in place in the event that of key personnel or directory become critically ill or pass away. 

Our services ensure that your income is protected against unforeseeable circumstances.  

As your business evolves, we ensure that your business remains protected. 

We assess businesses to determine tax liabilities and create effective actions plans.

We offer additional covers like protection for stock, business interruption and equipment,  to help keep your trade going if you hit a crisis.

We're Different

Unlike other providers, we keep in touch with our clients. We provide regular reviews and adapting insurance policies along the way to ensure your protection is always correct and reflective of your changing needs.

 

We stay with you on your business journey – and, should you ever need to claim, we will be on hand offering full support and guidance.

 

At Midland Business Insurance, we’re always in your corner. We are as passionate about your business as you are.

“I would strongly recommend Midland Business Insurance Services for your insurance requirements, they explain the different types of policies available followed by sound advice on which ones would be suitable to your individual requirements. It is gratifying and reassuring to know that the policy chosen will meet the needs of any rapidly growing business and we are looking forward to working with MBIS to help offer an exceptional insurance service to our clients.”

 

SIMI JOHAL | BROOKS & CO.

MBINS is an appointed representative of Efficient Portfolio Wealth Management Ltd. Which is authorised and regulated by The Financial Conduct Authority (522512). Registered in England No. 7194008. Registered office: Portfolian House, 30 Melton Road, Oakham, Rutland, LE15 6AY.