About us

Helping businesses
throughout the entire journey. 

About Midland Business Insurance

Midland Business Insurance was created as a response to a lack of ongoing support for businesses when it came to protection and succession planning. Led by our Managing Director and Insurance Adviser Phil Izzard, we offer a tailored approach to business protection by focusing on the long-term objectives of a business, rather than simply selling off-the-shelf plans and policies.


Phil started his career in financial services back in 2004 and has worked in regulated roles including banking and customer service (Alliance & Leicester). His extensive background brings together a combined knowledge of insurance, customer care and business development.

“Our ethos is to work directly with companies to understand how they work and what they are looking to achieve. We are fully focused on building strong, long-term relationships with our clients, which enables us to adapt their protection needs as they evolve. We carry out regular reviews as a business grows and expands to ensure their insurance policies are always correct. This ensures they are always fully protected as their business changes. We also work with our clients to help them create a sound succession strategy to protect the company’s future.


My ethical approach to insurance and succession planning is based on the importance of building trust with my clients. I genuinely care about the companies we work with; we get to know the business and directors, making them aware of any threats that may pose a risk to their operations, both now and in the future.”  


Phil Izzard, Managing Director

There are many business insurance advisers offering protection, so why are we different? First, we identify any risks to your business. This could include discussions on third-party threats, verbal agreements between director-shareholders, or what happens to the business when the owner passes away – for example, a spouse may be in line to inherit the business.


We will then advise you on ways that you can protect your business, providing you with a long-term perspective. This includes potential tax problems and advising on certain policies that can help you become more tax-efficient.


Following our meeting, we will create a detailed plan outlining your current needs and any long-term objectives. Moving forwards, by staying in touch with you and carrying out regular reviews, we are ready to adapt any policies or plans as your business evolves. If you ever need to claim, we will be there for your business, providing you with help and full support.


At Midland Business Insurance Services, we have access to a large panel of plans and policies, we are not tied to any provider. This enables us to tailor your protection and succession strategy to suit the needs of your business, both now and in the future.

“I would strongly recommend Midland Business Insurance Services for your insurance requirements, they explain the different types of policies available followed by sound advice on which ones would be suitable to your individual requirements. It is gratifying and reassuring to know that the policy chosen will meet the needs of any rapidly growing business and we are looking forward to working with MBIS to help offer an exceptional insurance service to our clients.”



MBINS is an appointed representative of Efficient Portfolio Wealth Management Ltd. Which is authorised and regulated by The Financial Conduct Authority (522512). Registered in England No. 7194008. Registered office: Portfolian House, 30 Melton Road, Oakham, Rutland, LE15 6AY.